The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Where Will Your Retirement Money Come From? Retirement income may come from a variety of sources. Here's an overview of the six main sources. Potential Income from an IRA Estimate your monthly and annual income from various IRA types. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.